General Liability
Could Your Business be Sued for Negligence? Protect your business from lawsuits.
General Liability policies protect a business from lawsuits most often involving bodily injury and property damage. Businesses are sued every day for negligently causing a person’s injury or disease. Likewise, businesses are frequently sued for the destruction of another person’s or business’ property. Some general liability policies will include coverage for personal and advertising injury alleging defamation as a result of slander, libel or copyright infringement. Your business could be sued because of the financial loss caused by a product made by your business, or a loss which occurs after your business has completed work and left a particular job site.
on your business’ operations, there are insurance companies that offer preferred pricing and special programs specifically for your industry. Our agency has an industry specialist for your type of business who will help you find a competitively priced policy including coverage specifically tailored for your line of work.
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General liability policies are not typically that expensive compared to many other types of insurance, but this insurance coverage should be core to your business’ insurance portfolio. Depending on your business’ operations, there are insurance companies that offer preferred pricing and special programs specifically for your industry. Our agency has an industry specialist for your type of business who will help you find a competitively priced policy including coverage specifically tailored for your line of work.
We are living and working in a litigious society and businesses are often the target of lawsuits, whether the suits are credible or frivolous. When lawsuits occur that are covered by general liability insurance, the insurance company has the duty to defend and indemnify the insured business for the financial loss. Defense costs can be extremely expensive, and many businesses do not have the cash reserve to pay tens, or sometimes hundreds of thousands of dollars to hire an attorney or law firm qualified to defend large and complicated grievances. If a claim against your business is tried or settled, damages could range in the millions, and your business and future earnings could be devastated.
General liability policies are not typically that expensive compared to many other types of insurance, but this insurance coverage should be core to your business’ insurance portfolio. Depending